Aetna vs. Delta Dental Insurance: Which Is Better?
Aetna and Delta Dental are two of the largest and most well-known dental insurance providers in the United States.
Both offer a variety of plans, including PPO, DHMO, and other options, catering to individuals, families, and seniors.
However, their plans differ significantly in terms of:
- Costs
- Provider networks
- Coverage limits
- Customer satisfaction
Understanding these differences is important to make a smart choice about your dental insurance.
This article breaks down the differences between Aetna and Delta Dental, covering their pros and cons and what sets them apart to help you decide which works best for you.
We’ll also consider Ameritas Dental as the best option, which offers even more value for your dental insurance needs.
Let’s start with some overall key takeaways for Aetna and Delta Dental.
Aetna Dental Overview
Key Takeaways:
- Affordable Premiums: Plans start at $20/month.
- Strong Preventive Care Coverage: Most plans cover routine cleanings and exams at 100%.
- Lower Annual Maximums: Coverage caps typically range from $1,000 to $2,000.
- Longer Waiting Periods: Many plans have 6 to 12-month waiting periods for major procedures.
- Limited Provider Network: Compared to competitors, finding an in-network dentist may be more challenging.
Delta Dental Overview
- Largest Provider Network: Over 145,000 dentists nationwide.
- Diverse Plan Options: Offers PPO, HMO (DeltaCare USA), and fee-for-service plans.
- Higher Annual Maximums: Some plans offer up to $2,500 in coverage.
- Affordable Preventive Care: Many plans waive deductibles for cleanings and exams.
- Plan Limitations Vary by State: Some Delta Dental plans have regional restrictions that affect coverage and provider access.
Aetna Dental Insurance: A Closer Look
Let’s get into more detail about Aetna Dental and its offerings.
Aetna offers a range of dental insurance plans, including PPO (Preferred Provider Organization), DHMO (Dental Health Maintenance Organization), and discount plans.
Plus, as part of CVS Health, Aetna offers extra perks like vision and hearing care, giving you even more complete coverage.
Aetna’s Dental Plan Offerings
#1. PPO Plans
PPO plans are ideal for individuals and families who want flexibility in choosing their dental providers.
With a PPO plan:
- Members can visit any dentist, but in-network providers result in lower out-of-pocket costs.
- No need for referrals to see specialists.
- Higher premiums compared to DHMO plans but lower than some competitors.
- Coverage for preventive, basic, and major dental services with varying reimbursement rates.
- Annual maximums typically range between $1,000 and $1,250.
#2. DHMO Plans
Aetna’s DHMO plans offer a more budget-friendly alternative with structured copayments and lower premiums.
With a DHMO plan:
- Members must choose a primary care dentist from Aetna’s network.
- No deductibles or annual maximum limits.
- Fixed copays for various dental services, reducing unpredictable costs.
- Typically lower costs but with less flexibility in provider selection.
#3. Discount Dental Plans
If you’re looking to save money without traditional insurance, Aetna’s discount plans offer lower rates with participating providers.
With a discount plan:
- No deductibles or waiting periods.
- Discounted rates on preventive, basic, and major dental procedures.
- Best suited for individuals who need occasional dental care rather than full insurance coverage.
Aetna’s Network Size and Provider Access
Aetna has a network of over 445,000 dental providers nationwide, making it one of the biggest.
It’s a great choice if you travel a lot or move around, though availability can still depend on where you are.
Members can use Aetna’s online provider directory to find in-network dentists nearby, but some people have mentioned issues with outdated directories, which can make it tricky to find participating dentists.
Aetna Dental’s Coverage Details
Aetna’s plans typically include three levels of coverage.
- Preventive Care (100% Coverage): Routine exams, cleanings, and X-rays are fully covered with no deductible. Many plans include fluoride treatments and sealants for children.
- Basic Services (20%- 50% Coverage): This includes fillings, extractions, and periodontal maintenance. The coverage percentage varies depending on the plan type, and waiting periods may apply unless a member had continuous prior dental coverage.
- Major Services (50% Coverage with 12-Month Waiting Period): Covers crowns, root canals, dentures, and oral surgery. Most plans require a 12-month waiting period for major services unless transitioning from another qualified dental plan.
Note: Some plans might give you extra benefits after a set number of years.
Aetna’s Dental Plan Costs
Here is a summary of Aetna’s dental plan premiums and reminders about their deductibles, annual maximums, and waiting periods.
| Feature | Aetna PPO | Aetna DHMO | Discount Plan |
|---|---|---|---|
| Premiums | $20 – $50+ per month | Lower than PPO | Membership fee-based |
| Deductibles | $50 (individual), $150 (family) | None | None |
| Annual Maximums | $1,000 – $1,250 | No cap | Not applicable |
| Waiting Periods | 6 months (basic), 12 months (major) | None | None |
Next up, let’s identify some of the pros and cons we believe are important to know about Aetna’s dental plans.
Pros and Cons of Aetna Dental Insurance
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Pros:
- Affordable premiums compared to competitors.
- No deductible for preventive care.
- Extensive provider network with over 445,000 dentists.
- Bundled plans available that include vision and hearing benefits.
- Low-cost DHMO options for those on a budget.
- Discount dental plans for those who prefer a pay-as-you-go model.
-
Cons:
- Lower annual benefit caps than some competitors.
- Waiting periods for major procedures (6 months for basic, 12 months for major).
- Some customers have reported provider directory issues.
- Limited availability in certain states.
Aetna vs. Competitors
Here, I’ll compare Aetna’s key features with those of Delta Dental and other leading dental providers, such as Ameritas and Humana.
| Feature | Aetna | Delta Dental | Ameritas | Humana |
|---|---|---|---|---|
| Monthly Premiums | Lower | Higher | Moderate | Moderate |
| Annual Maximums | $1,000 – $1,250 | $1,500 – $2,000 | $2,000+ | $1,500 |
| Preventive Coverage | 100% | 100% | 100% | 100% |
| Major Services Coverage | 50% | 50% | 70% | 60% |
| Waiting Period for Major Services | 12 months | 6-12 months | 0-6 months | 6-12 months |
| Provider Network Size | 445,000+ | Largest in U.S. | Large | Large |
| Bundled Benefits (Dental, Vision, Hearing) | Yes | No | No | Yes |
Aetna Dental Insurance: My Thoughts
Overall, Aetna offers a well-rounded selection of dental plans to fit various needs and budgets.
While it provides strong preventive care coverage and affordable premiums, lower annual maximums and waiting periods for major procedures may be limiting for those who require extensive dental work.
Aetna Dental is best for anyone who values preventive care, wants bundled dental, vision, and hearing coverage, or needs low-cost DHMO options. It’s also a good option for seniors looking for affordable Medicare Advantage dental plans.
Aetna is not ideal for those needing high annual maximums for major dental work, people who want shorter or no waiting periods for major procedures, or those easily frustrated by provider directory inaccuracies.
Now that we’ve reviewed Aetna’s dental offerings let’s move on to Delta Dental.
Delta Dental Insurance: A Closer Look
Delta Dental is the largest dental insurance provider in the U.S., covering over 80 million members. Delta Dental offers PPO, DHMO, and Fee-for-Service plans.
Delta Dental’s Plan Offerings
#1. PPO Plans
Similar to Aetna, Delta Dental’s PPO plans provide a balance of flexibility and affordability:
With a PPO plan:
- Members can visit any licensed dentist, but in-network dentists offer the best cost savings.
- No referrals are needed for specialist visits.
- Higher premiums compared to DHMO plans but offer better coverage and flexibility.
- Coverage includes preventive, basic, and major services with varying reimbursement levels.
#2. DHMO Plans
Delta Dental’s DHMO plans are ideal for individuals looking for lower-cost, predictable dental care.
With a DHMO plan:
- Members must select a primary care dentist from Delta Dental’s network.
- Lower premiums and fixed copays for different procedures.
- No annual maximums or deductibles.
- Limited to in-network dentists, restricting provider choices.
#3. Fee-for-Service (Indemnity) Plans
For those who prioritize maximum flexibility, Delta Dental offers Fee-for-Service plans.
With a Fee-for Service plan:
- Members can visit any dentist without network restrictions.
- Plan reimburses a percentage of the costs, but out-of-pocket expenses tend to be higher.
- Typically has higher premiums compared to PPO and DHMO options.
Delta Dental’s Network Size and Provider Access
Delta Dental has the largest dental provider network in the U.S., making it one of the easiest dental insurance options. It has over 155,000 dentists in 348,000 locations across the country.
That said, if you go to an out-of-network dentist, some people have reported delays in claims and reimbursement issues.
Thankfully, Delta Dental’s online directory makes searching for in-network dentists near you easy.
Delta Dental’s Coverage Details
Delta Dental plans provide comprehensive coverage across three levels of care:
- Preventive Care (100% Coverage): This includes routine exams, cleanings, and X-rays. Most plans cover two cleanings per year at no cost, and there are no waiting periods.
- Basic Services (50%- 80% Coverage): This includes fillings, simple extractions, and root canals. The coverage percentage varies by plan, and some PPO plans may offer higher reimbursement rates for certain procedures.
- Major Services (50% Coverage with a Waiting Period): Covers crowns, bridges, dentures, and oral surgery. Some plans require a 6-12 month waiting period for major procedures, and annual maximums apply.
Delta Dental’s Plan Costs
Here’s a quick breakdown of Delta Dental’s plan premiums, covering the basics like deductibles, annual maximums, and waiting periods.
| Feature | Delta Dental PPO | Delta Dental DHMO | Fee-for-Service |
|---|---|---|---|
| Premiums | $20 – $170 | Lower than PPO | Highest |
| Deductibles | $50 per person | None | Varies |
| Annual Maximums | $1,000 – $2,000+ | No cap | Varies |
| Waiting Periods | 6-12 months (major services) | None | Varies |
| Out-of-Network Coverage | Partial reimbursement | Not covered | Full coverage |
Note: You can save even more with perks like discounts for using in-network dentists, no annual maximums on some top-tier PPO plans, and orthodontic coverage (included with certain plans).
Let’s move on to some pros and cons we’ve seen with Delta Dental.
Pros and Cons of Delta Dental Insurance
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Pros:
- Largest provider network in the U.S. for maximum accessibility.
- Comprehensive coverage with strong preventive care benefits.
- PPO plans offer flexibility, while DHMO plans provide lower costs.
- Higher annual maximums compared to many competitors.
- Employer-sponsored options are available, making it a good choice for workplaces.
-
Cons:
- Higher premiums for PPO and Fee-for-Service plans.
- Some customers reported claim processing delays.
- Waiting periods for major services (depending on the plan).
- Limited flexibility in DHMO plans requiring in-network dentists.
Below, I’ll compare Delta Dental’s main features with Aetna and other top dental providers like Ameritas and Humana.
Delta Dental vs. Competitors
| Feature | Delta Dental | Aetna | Ameritas | Humana |
|---|---|---|---|---|
| Monthly Premiums | $20 – $170 | Lower | Moderate | Moderate |
| Annual Maximums | $1,000 – $2,000+ | $1,000 – $1,250 | $2,000+ | $1,500 |
| Preventive Coverage | 100% | 100% | 100% | 100% |
| Major Services Coverage | 50% | 50% | 70% | 60% |
| Waiting Period for Major Services | 6-12 months | 12 months | 0-6 months | 6-12 months |
| Provider Network Size | Largest in U.S. | 445,000+ | Large | Large |
| Fee-for-Service Plans Available? | Yes | No | No | No |
Delta Dental Insurance: My Thoughts
Delta Dental remains one of the country’s most recognizable and widely used dental insurance providers.
With high annual maximums, strong preventive care benefits, and extensive provider access, it’s an excellent choice for a variety of dental care needs.
Delta Dental is best for individuals and families needing nationwide provider access, people who want high coverage limits and strong preventive care benefits, and employees with access to Delta Dental’s employer-sponsored plans.
Delta Dental is not ideal for those seeking lower-cost plans (as PPO premiums can be high), need immediate major dental work (waiting periods), or those who want guaranteed claim approvals, as some users report delays.
Now that we’ve explored the details of both Aetna and Delta Dental’s offerings, let’s compare the two side-by-side to help you decide which may be best for you.
Aetna vs. Delta Dental: Key Differences
Choosing between Aetna and Delta Dental requires a close look at each provider’s performance in key areas such as network size, plan flexibility, costs, and coverage limits.
#1. Network Size and Provider Accessibility
Delta Dental has the largest provider network in the U.S., making it easier for members to find in-network dentists anywhere.
This broad network reduces the likelihood of members experiencing difficulty finding an in-network provider.
While slightly smaller, Aetna still boasts a strong provider network of over 445,000 dental professionals.
However, some Aetna policyholders report difficulty locating in-network providers due to outdated provider directories.
Aetna members may need to verify provider participation before scheduling appointments, whereas Delta Dental’s extensive network size makes locating a provider more straightforward.
Who Wins?
- Best for network accessibility: Delta Dental
- Best for a balance of affordability and provider choice: Aetna
#2. Plan Variety and Flexibility
Both Aetna and Delta Dental offer PPO and DHMO plans, but their flexibility varies significantly. Delta Dental provides fee-for-service plans, allowing members to visit any dentist without network restrictions.
While these plans offer maximum flexibility, they come at a higher cost.
Aetna, on the other hand, offers discount dental plans. These plans are not traditional insurance but instead provide reduced rates for services at participating providers.
This can be an attractive option for those who need occasional dental care but do not want to pay high monthly premiums for full coverage plans.
Who Wins?
- Best for ultimate flexibility: Delta Dental (Fee-for-Service plans)
- Best for affordability and discounts: Aetna (Discount plans)
#3. Coverage Limits and Exclusions
A significant distinction between Aetna and Delta Dental is their annual benefit caps.
Aetna’s annual maximum benefits typically range from $1,000 to $1,250, which can be restrictive for individuals needing extensive dental work.
This means that if a policyholder requires major procedures early in the year, they may hit their coverage limit quickly, leading to higher out-of-pocket costs.
Delta Dental, in contrast, offers higher annual maximums, often ranging from $1,500 to $2,000 or more, depending on the plan.
Some high-tier Delta Dental plans even offer no annual cap, making them a better option for those anticipating higher dental expenses throughout the year.
Who Wins?
- Best for higher annual maximums: Delta Dental
- Best for lower-cost preventive care: Aetna
#4. Cost-Effectiveness and Out-of-Pocket Expenses
Aetna generally offers lower monthly premiums, making it an attractive option for those who primarily need preventive care, such as cleanings and exams.
However, Aetna’s lower maximum benefits and waiting periods can be a downside for those requiring major procedures.
While having higher premiums, Delta Dental provides better reimbursement rates for major services, which can result in lower out-of-pocket costs for those needing extensive procedures like crowns, implants, or root canals.
Who Wins?
- Best for lower monthly premiums: Aetna
- Best for long-term cost savings on major procedures: Delta Dental
- Best for no waiting periods: Delta Dental (in some plans)
Aetna vs. Delta Dental: Customer Experience
When choosing a dental insurance provider, knowing what real customers think is important.
In this section, we’ll look at feedback from Aetna and Delta Dental policyholders, covering things like claims processing, customer service, plan reliability, and online tools.
Claims Processing and Approval
Policyholders have reported challenges with Aetna’s claims process. Gwendolyn from Fayetteville, GA, expressed concern when her dental benefits decreased from $3,000 in 2024 to $1,500 in 2025, and her denture claim was denied.
Delta Dental’s claims process appears inconsistent across regions. Kent from Vancouver, WA, described it as “the worst dental insurance provider I have ever experienced,” citing issues with claim denials and unhelpful customer service.
Customer Service Responsiveness
Some Aetna customers appreciate the company’s customer service. Jean from Hickory, NC, noted, “I am satisfied with Aetna so far, as of 1 year. Very good customer service.”
Numerous Delta Dental members express frustration with customer support. Kent from Vancouver, WA, reported receiving “canned” responses and unhelpful representatives when addressing claim disputes.
State-Specific Plan Variations
Aetna offers consistent plan structures nationwide, reducing confusion for policyholders who relocate or compare plans across state lines.
Delta Dental operates through independent regional companies, leading to variations in coverage and plan options by state. This structure can confuse policyholders, especially those who move between states.
Online Tools & Member Portals
Aetna’s mobile app and online platform are praised for their intuitive design. They offer features like digital ID cards, provider search, and real-time cost estimations.
Delta Dental provides an online portal and mobile app; however, some users find the interface less user-friendly. Navigating different regional websites can lead to inconsistencies in access and information clarity.
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In a nutshell:
Aetna and Delta Dental each have their pros and cons. If you’re shopping for a policy, think about what matters most to you—like how fast claims are processed, the quality of customer service, how consistent the plans are, and how easy it is to access everything online. That’ll help you figure out which provider is the best fit.
Aetna vs. Delta Dental: Real-Life Scenarios
Making the right dental insurance choice impacts more than just premiums—it affects everyday quality of life, financial stability, and access to care.
Below are expanded real-life scenarios showing how Aetna and Delta Dental plans impact different people’s lives and why these differences matter.
Sarah (Retiree in Rural Nebraska) – Convenience Matters
Sarah, a retiree living in a small town, originally enrolled in an Aetna plan due to its low premiums. However, she soon faced an issue: the nearest in-network provider was over 50 miles away. Traveling that far for a routine cleaning or emergency dental care became impractical, leading to skipped check-ups and increased risk for dental issues.
After researching other options, she switched to Delta Dental, which had multiple in-network providers in her town. This change made her regular visits convenient and stress-free, ensuring that she could keep up with her dental health without excessive travel.
Mike (Urban Professional in NYC) – Affordability vs. Coverage
Mike, who works in finance in New York City, found that Aetna’s provider network had extensive coverage in his area, with many dentists accepting his insurance. Since his plan covered 100% of preventive care, he had no out-of-pocket costs for his cleanings and X-rays.
He considered switching to Delta Dental, but its higher premiums didn’t justify the benefits since he rarely needed major dental work.
For Mike, affordability was more important than expanded coverage, making Aetna the better option for his needs.
Tom (Frequent Traveler and Freelancer) – Nationwide Flexibility
Tom, a self-employed graphic designer, constantly moves between states for work. He needed dental insurance that allowed him to see any provider nationwide without worrying about in-network restrictions. He opted for Delta Dental’s Fee-for-Service plan, which allowed him to receive care anywhere, even when working remotely or traveling internationally.
While his premiums were higher, the flexibility justified the cost. Without this type of coverage, Tom would have struggled to find providers while traveling, leading to delays in necessary dental care.
Lisa (Young Professional on a Budget) – Paying Only for What You Need
Lisa, in her late 20s, only needed occasional preventive care like cleanings and check-ups. Paying high premiums for a PPO plan didn’t make financial sense. Instead, she enrolled in Aetna’s Discount Dental Plan, which wasn’t traditional insurance but gave her discounted rates at participating providers.
Over time, she saved more by paying reduced rates rather than committing to monthly premiums for full insurance coverage. This allowed her to prioritize other financial goals while still receiving necessary dental care.
Mark (Extensive Dental Work Needed) – Avoiding Financial Strain
Mark, a middle-aged professional, required multiple crowns and an implant in the same year. His Aetna plan maxed out at $1,250, covering only a portion of the first procedure. As a result, he had to pay the remaining balance out-of-pocket, putting financial strain on him.
Had he been on Delta Dental’s higher-tier PPO plan, which offered a $2,000 maximum, he would have significantly reduced his expenses and avoided financial hardship.
For those who anticipate needing major procedures, choosing a plan with a higher annual maximum can prevent unexpected expenses.
Emily (Single Mom on a Tight Budget) – Prioritizing Family Coverage
Emily, a single mother with two children, needed an affordable plan that would cover her family’s basic dental needs without high premiums. She chose Aetna’s PPO plan because it provided full coverage for preventive care at an affordable cost.
While she knew she might have to pay more if her children needed major procedures, the lower monthly payments helped her stay within budget.
Robert (Retiree Planning for Major Procedures) – Long-Term Savings
Robert, a retiree in Florida, anticipated needing multiple procedures, including bridges and dentures, in the next few years. He selected Delta Dental’s PPO plan with a high annual maximum and comprehensive coverage for major services.
While he paid a higher premium than Aetna’s plan, he avoided unexpected out-of-pocket costs, making it a wise long-term investment.
For retirees with anticipated dental needs, paying more upfront can result in greater savings down the road.
Bottom Line: Which Provider Is Best for You?
Here’s a simple breakdown of who we believe to be the winners based on the most important categories:
| Category | Winner | Reason |
|---|---|---|
| Network Size & Accessibility | Delta Dental | Largest provider network in the U.S. |
| Plan Flexibility | Delta Dental | Fee-for-service plans offer maximum provider choice. |
| Affordability | Aetna | Lower monthly premiums and discount dental plan options. |
| Coverage Limits | Delta Dental | Higher annual maximums and better coverage for major procedures. |
| Waiting Periods | Delta Dental | Some plans have no waiting periods for major procedures. |
| Customer Satisfaction | Aetna | Better reviews for pricing and affordability. |
Why These Factors Matter
- Annual maximums determine the cap on how much insurance will pay in a year—essential for balancing your long-term budget for dental care.
- Out-of-pocket costs directly affect your day-to-day financial responsibility, from routine cleanings to unexpected procedures.
- Claim approvals ensure you receive reimbursement promptly and without hassle, reflecting the efficiency and reliability of the insurance provider.
We’ve determined that both Aetna and Delta Dental offer some great dental plan options. Next, let’s look at what we believe to be an even better alternative: Ameritas Dental.
A Better Alternative: Ameritas Dental
When choosing a dental insurance provider, it’s important to look beyond just monthly premiums and consider the factors that directly affect your ability to access and afford care.
Ameritas stands out from the competition due to its higher annual maximums, minimal waiting periods, and superior flexibility.
Unlike Aetna and Delta Dental, Ameritas provides coverage for major procedures with little to no waiting period, allowing policyholders to receive necessary treatments without long delays. Additionally, Ameritas offers higher reimbursement rates for costly dental work, which translates to lower out-of-pocket expenses compared to its competitors.
With a nationwide provider network that doesn’t impose rigid in-network restrictions, Ameritas allows members to choose their preferred dentist.
Customer satisfaction is another key advantage, as Ameritas consistently receives fewer complaints about claim denials and billing issues than Aetna and Delta Dental.
Let’s look at these factors in a little more detail.
#1. Plan Flexibility and Affordability
Ameritas offers a wide range of plans, allowing policyholders to choose based on budget and coverage needs. Many plans do not have waiting periods, meaning policyholders can get immediate treatment for major dental work.
Annual maximums increase the longer you stay enrolled, providing more financial relief over time. Many plans allow you to visit any dentist, unlike Delta Dental, which has strict in-network policies.
#2. Coverage for Major Procedures
Ameritas covers a higher percentage of costs for major procedures like crowns, root canals, implants, and dentures. There are no or minimal waiting periods for major services so that you can immediately receive necessary dental work.
Some plans have annual maximums of up to $5,000, which are significantly higher than those of Aetna and Delta Dental.
#3. Provider Networks
Ameritas has over 111,500 providers nationwide. Many plans allow you to visit any dentist and still receive full benefits.
There are also no regional variations like Delta Dental, ensuring consistency across state lines.
#4. Customer Satisfaction
Ameritas has fewer claim denials than Aetna and Delta Dental. It also has a high BBB rating and positive reviews for clear pricing and excellent customer service. Its online tools and mobile app make managing your plan easy.
Why Ameritas Is Our #1 Pick
Here is a clear picture of why we believe Ameritas is the best option for dental insurance:
| Category | Ameritas | Aetna | Delta Dental |
|---|---|---|---|
| Plan Flexibility | Highly Customizable | Rigid & Limited Options | State-Specific & Inconsistent |
| Major Procedures | Covers More, Short/No Waiting Periods | Lower Caps, Long Wait | Limited & Expensive |
| Provider Network | Nationwide, Any Dentist | Smaller Network | Large but Restrictive |
| Customer Satisfaction | High Ratings, Fewer Issues | Claim Denials & Billing Problems | Customer Service Complaints |
If you want a plan that offers affordable premiums, better major coverage, and strong customer service, Ameritas is the superior choice over Aetna and Delta Dental.
Final Verdict: Ameritas Wins
For those seeking the best balance of affordability, flexibility, and comprehensive benefits, Ameritas is the superior alternative to Aetna and Delta Dental.
Here’s why:
| Category | Ameritas | Aetna | Delta Dental |
|---|---|---|---|
| Annual Maximums | Up to $5,000 | $1,250–$2,000 | $1,500–$2,500 |
| Major Procedures Coverage | Stronger | Limited | Decent |
| Preventive Care | 100% Coverage | 100% Coverage | 100% Coverage |
| Monthly Premiums | Affordable | Lowest | Higher |
| Provider Network Size | Large | Smaller | Largest |
| Customer Satisfaction | ⭐⭐⭐⭐ Excellent | ⭐⭐⭐ Mixed | ⭐⭐⭐ Mixed |
If you want a dental insurance plan that works for you—not against you—Ameritas is the clear winner.
With higher annual maximums, better coverage for major procedures, and fewer claim issues, Ameritas ensures you get the care you need when you need it.
Need help comparing dental plans? Contact us today—we’re more than happy to help!
Sources: Ameritas Dental | Delta Dental | Aetna Dental
FAQs
- What types of dental plans do Aetna and Delta Dental offer?
- How can I find a participating dentist in my area for either Aetna or Delta Dental?
- What should I do if I need to add or remove a dependent from my dental plan?
- How are claims processed, and do I need to submit them myself?
- What is a pretreatment estimate, and when should I request one?
