Mutual of Omaha Medicare Supplement Plan G
Mutual of Omaha Medicare Supplement Plan G is one of ten Medicare Supplement insurance plans that help pay medical expenses left after Original Medicare (Medicare Part A and Part B) pays its portion.
Key takeaways:
- Except for the Medicare Part B deductible, it fills in gaps left by Original Medicare.
- The highest benefit level of all Medigap plans.
- Pays Medicare Part B excess charges.
- Includes foreign travel benefits (up to plan limits)
What Does Mutual of Omaha Medicare Supplement Plan G Cover?
Plan G will cover:
- Initial pints of blood
- Medicare Part A deductible
- Medicare Part A hospital costs
- Part A expenses
- Part A Hospice Care Coinsurance
- Skilled nursing facility care
Medicare Part B costs:
- Charges over the amount Medicare allows – “Part B Excess Charges”
- Durable medical equipment
- Foreign travel emergency care (lifetime plan limits apply)
- Medicare Part B coinsurance and copays
Note: Medigap Plan G will not cover the Part B deductible.
How Much Does Mutual of Omaha Plan G Cost?
Here’s an idea of what a 65-year-old nonsmoker might pay for Medicare Supplement insurance Plan G compared to other popular Medigap plans:
Medigap Plan | Premium | Gender/Age | State |
---|---|---|---|
Plan G | $158.70 | Male/65 | TX |
Plan F | $151.84 | Female/70 | OH |
Plan N | $104.85 | Female/65 | PA |
High G | $69.96 | Female/68 | FL |
Plan A | $143.73 | Male/68 | GA |
- Attained age: Premiums increase yearly based on age.
- Community-rated: Everyone joining Medigap Plan G pays the same regardless of age.
- Issue age: Your premium is based on your age when you enroll.
Is Medicare Supplement Plan G the Best Medigap Option?
Yes, and here’s why:
- It’s the most comprehensive coverage available for those new to Medicare.
- No network limitation; go anywhere Medicare is accepted.
- Plan G fills in all gaps in Original Medicare except for the Part B deductible, so you have no other out-of-pocket costs to pay.
- Like all Medicare Supplement insurance plans, you’re guaranteed acceptance if you enroll in Medicare Plan G when you first become eligible for Medicare.
Conclusion
Mutual of Omaha Medicare Supplement Plan G is an ideal option for newcomers to Medicare. It offers comprehensive coverage, filling gaps left by Original Medicare except for the Part B deductible. Additionally, it covers Part B excess charges, providing peace of mind and better healthcare coverage.
Plan G rates vary based on age, gender, location, and tobacco use, so compare options before enrolling. With comprehensive benefits and low costs, Mutual of Omaha Medicare Supplement Plan G is an excellent choice for reliable coverage.